175 Heron Point Rd

Cardinal, VA
$ 549,900 Beds 3 Baths 2.5 Sq 2,469
Monthly Estimate* How much can I afford?

Where timeless character meets modern comfort—and water surrounds you from both directions. Tucked away on 2.45 beautiful acres, this one-of-a-kind property offers the rare opportunity to enjoy waterfront on both the front and rear. Launch your next adventure from your private dock on Miles Creek or wander to the peaceful wooded shoreline along the East River beside Zimmerman Marine. Best of all, the home is located in Flood Zone X. From the street, the classic brick Cape offers timeless curb appeal. Inside, the home unfolds into something entirely unexpected. The soaring rear elevation, walls of windows, and vaulted ceilings create a bright, airy atmosphere where traditional architecture blends effortlessly with modern and mid-century influences. Designed for everyday living and entertaining, the home offers 9 versatile rooms that easily adapt to your lifestyle. Hardwood floors, Brazilian cherry flooring upstairs, recessed LED lighting, and custom built-ins add warmth and character throughout. The updated kitchen features solid wood cabinetry, tile backsplash, stainless steel appliances, and opens to the dining room with built-ins. The inviting living room includes a cozy TV nook with a butcher block accent. The first-floor primary suite offers a walk-in closet, double vanity, backlit mirror, soaking tub, and separate walk-in shower. A second main-level room is ideal as a guest room, office, or flex space with built-in bookcases. Upstairs, vaulted ceilings continue through spacious, light-filled rooms, including a bedroom with floor-to-ceiling built-ins, full bath, walk-in attic, and two additional vaulted rooms perfect for guests, hobbies, fitness, or creative space. Relax on the full front porch overlooking Miles Creek or unwind on the screened rear porch surrounded by nature. The beautifully landscaped yard features mature fig and mimosa trees. Additional highlights include zoned HVAC and mini split 2020-2022, mudroom with butler's area, attached two-car garage with workshop, detached garage, abundant storage, and a truly distinctive waterfront setting.

Single Family

  • Price
  • $ 549,900
  • City
  • Cardinal
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MATHEWS
  • Half Bathrooms
  • 1
  • Area
  • Mathews
  • Lot Size
  • 2.45 Acres
  • Zip
  • 23025
  • Sqr Footage
  • 2,469
  • Year Built
  • 1994
  • Taxes
  • $ 2584
  • Style
  • Traditional
  • MLS#
  • 10646961
Listed By: Southern Trade Realty Inc.
Data Source: Real Estate Information Network (REIN)

Features

General

Heating Electric,Heat Pump,Programmable Thermostat
Water Type Well
Cooling Central Air,Heat Pump
Ownership Type Simple
Waterfront Description Creek,Dock,River
Roof Asphalt Shingle
Appliances Dishwasher,Dryer,Dryer Hookup,Energy Star Appliance(s),Elec Range,Refrigerator,Washer,Washer Hookup
Parking Garage Att 2 Car,Garage Det 1 Car,Off Street,Driveway Spc
Zoning RES
Style Traditional
Property Type Residential
Area 126 - Mathews
Subdivision Name ALL OTHERS AREA 126
Sub Type Detached
Neighborhood Name CARDINAL
Elementary School Matthews Elementary
High School Mathews
Middle School Thomas Hunter Middle
Non Non Contingent

Interior Features

Interior Features Primary Sink-Double,Walk-In Attic
Water Heater Type Electric
Other Rooms 1st Floor BR,1st Floor Primary BR,Attic,PBR with Bath,Office/Study,Porch,Screened Porch,Spare Room,Sun Room,Utility Room
Flooring Type Laminate/LVP,Vinyl,Wood
Equipment Ceiling Fan,Gar Door Opener,Water Softener

Exterior Features

Waterfront Yes
View Water,Wooded
Exterior Features Well,Wooded
Fence Description None
Sewer Type Septic
Siding Brick,Vinyl
Foundation Crawl
Pool No Pool
Garage Y/N Yes
Garage Square Feet 780

Amenities

  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Suffolk, VA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Matthews Elementary
Middle School Thomas Hunter Middle
High School Mathews High School

Property vs Zip Code Average in 23025

Visits
AVG 61
18
Data Provided by Inside Real Estate®

Areas That We Cover

175 Heron Point Rd Cardinal, VA is a Single Family Home for sale at $549900 with 2469 sqft and a lot size of 2.45 Acres Acre(s). 175 Heron Point Rd Cardinal has 3 bedrooms, 2 baths and was built in 1994. The property's zip code is 23025 which is in Cardinal, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.